Financial Aid

Lynn Bowab
Director of Financial Aid
978.681.0800 X136
Fax: 978.688.3956
bowab@mslaw.edu

Kathy Perry
Associate Director of Financial Aid
Alumni Liaison
978.681.0800 X140
perry@mslaw.edu 

To receive financial aid, a student must be registered for at least half time (6 credits) per semester. All financial aid is to be used to help defray the costs of tuition and fees and other education-related expenses incurred during the academic year.

Direct Unsubsidized Loans
(Sometimes called Unsubsidized Stafford Loans) are federal student loans borrowed through the Direct Loans program that offer undergraduate and graduate and professional students a low fixed interest rate and flexible repayment terms. Demonstrated financial need is not required to qualify.  Students are not expected to make loans payments while in school.   Students are responsible for paying all of the interest that adds up, until the loan balance is paid off.  Student Direct Stafford annual loan limits of $20,500.00 per year for graduate students and a Direct Stafford Loans have a life-time  limit of $138,500.00, previous student loans must be paid or in good standing. 

Federal PLUS Loans for Graduate Students
Federal PLUS loans are for creditworthy graduates and professional-degree students enrolled at least half time in an eligible program.  The loan amount can be up to the cost of attendance minus other financial aid received unless the school has its own limits. Most students borrow additional living expenses which range from an additional

Payment Plans
A student may pay in four installments. Under this installment plan, twenty-five percent of a student’s tuition for the semester must be paid at registration and additional payments of twenty-five percent must be paid at the end of each succeeding monthly period until the full amount of tuition has been paid. Interest on unpaid balances is charged at .88% per month. Questions regarding tuition bills can bill emailed to Bowab@Mslaw.edu

Third Party Authorization by employer, VA benefits or a prepaid tuition program 
All authorizations and completed paperwork should be received prior to payment due date.  All company authorizations must be on company letterhead and by the appropriate company representative and can be emailed to Bowab@Mslaw.edu

Veterans Benefits
The Massachusetts School of Law is approved to certify U.S Veterans for educational benefits through Chapter 30 Active Duty, Chapter 31 Vocational Rehabilitation, Chapter 32 Veterans Educational Assistance, Chapter 33 Post 9/11, Chapter 35 Survivor and Dependents, Chapter 1606 Selected Reserve and Chapter 1607 Reserve Educational Assistance.    Students looking to use their VA benefits should first contact their local office to obtain their personal eligibility and a certificate of eligibility .   MSLAW requires VA students looking to use their VA benefits to complete and submit, at each registration, a MSLAW Veteran’s Verification Form to the Financial Aid Office for processing, these forms can be found outside the Financial Aid office or by contacting Lynn Bowab; Bowab@mslaw.edu and a certificate of eligibility from the VA.  A covered Individual is any individual who is entitled to educational assistance under chapter 31, Vocational Rehabilitation and Employment, or chapter 33, Post-9/11 GI Bill® benefits.  MSL permits  any covered individual to attend or participate in the course of education during the period beginning on the date on which the individual provides to the educational institution a certificate of eligibility for entitlement to educational assistance under chapter 31 or 33 (a “certificate of eligibility” can also include a “Statement of Benefits” obtained from the Department of Veterans Affairs’ (VA) website – eBenefits, or a VAF 28-1905 form for chapter 31 authorization purposes) and ending on the earlier of the following dates: The date on which payment from VA is made to the institution.;90 days after the date the institution certified tuition and fees following the receipt of the certificate of eligibility.  MSL  does not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities, or the requirement that a covered individual borrow additional funds, on any covered individual because of the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement funding from VA under chapter 31 or 33.  MSL billing  adheres  to the requirements of and comply with S2248 PL115-407 Section 103 (Please note:Students taking 15-12 credits is considered full-time, 11 credits to 7 credits is considered part time, 6 credits is considered half-time and students taking less than 6 credits is considered less than half time).

To receive the latest information concerning MSLAW, please contact Kathy Perry.

Massachusetts School of Law’s financial aid office is available to all students. Please contact either Lynn or Kathy to obtain the application materials and the instructions.

Financial Aid Tools
GPA Calculator
Net Price Calculator
Loans
Applying for Financial Aid
VA Benefits
Deferment Program
Federal Refund Policy
Discharge Information
Student Guidebook
Info About 1098 Forms
Other Institutional Policies

Massachusetts School of Law's Mission

military logoMassachusetts School of Law's mission is to provide an academically rigorous affordable legal education emphasizing ethics, advocacy, leadership, and professional skills. MSLAW provides an accessible and affordable legal education to tomorrow’s leaders in law, business, and technology who seek to contribute to their communities as advocates, lawyers, and leaders. Lawyers have substantial influence in our society and MSLAW prepares its graduates to use that power to help their clients and obtain the societal advancement that a law degree has traditionally provided.

To accomplish its mission, Massachusetts School of Law brings together a diverse group of scholars, judges, expert practitioners and other professionals to provide individuals from all backgrounds a rigorous, professionally advantageous, affordable legal education so that they can improve their lives and better serve their communities.

The Massachusetts School of Law does not discriminate against any person on the basis of race, color, national or ethnic origin, age, gender, sexual orientation, marital or parental status, disability, source of income, or status as a Vietnam-era or disabled veteran admission to, access to, treatment in, or employment in its programs and activities.
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Massachusetts School of Law's Mission

military logoMassachusetts School of Law's mission is to provide an academically rigorous affordable legal education emphasizing ethics, advocacy, leadership, and professional skills. MSLAW provides an accessible and affordable legal education to tomorrow’s leaders in law, business, and technology who seek to contribute to their communities as advocates, lawyers, and leaders. Lawyers have substantial influence in our society and MSLAW prepares its graduates to use that power to help their clients and obtain the societal advancement that a law degree has traditionally provided.

To accomplish its mission, Massachusetts School of Law brings together a diverse group of scholars, judges, expert practitioners and other professionals to provide individuals from all backgrounds a rigorous, professionally advantageous, affordable legal education so that they can improve their lives and better serve their communities.

The Massachusetts School of Law does not discriminate against any person on the basis of race, color, national or ethnic origin, age, gender, sexual orientation, marital or parental status, disability, source of income, or status as a Vietnam-era or disabled veteran admission to, access to, treatment in, or employment in its programs and activities.